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Contact Us


Highlands Community Bank has three branches in Covington, Clifton Forge, and Hot Springs. Come visit us at a location near you or give our banking phone line a call 24/7. 


Main Office

Executive Management

Joy D. Fridley - Vice President Loan Administration
Daniel C. Lawson - Chief Financial Officer
Brandon S. Caldwell - Vice President Loans


Clifton Forge Branch


Hot Springs Branch

branch entrance